Ending cash balance: Projecting the Cash Balance After a Period
Add net cash movement to the opening cash balance to estimate closing cash. This simple bridge helps reconcile where the money went.
Use the Ending cash balance Calculator to enter your own figures and compare the result with the worked example below.
Ending cash balance formula
Ending cash = Beginning cash + Net cash flow
Worked example
| Item | Example value |
|---|---|
| Beginning cash | 20000 USD |
| Net cash flow | 2000 USD |
| Ending cash balance | 22,000 USD |
These are illustrative inputs, not current prices, rates or recommended targets. Where a currency is shown, keep all comparable money amounts in the same currency; conversion examples identify the two sides separately.
How to interpret the result
A positive closing balance can conceal a shortfall earlier in the period. Use a weekly cash schedule when payment dates are tight.
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Method and further reading
The example follows the FinMathly calculator method. For broader background, see SEC: Understanding financial statements. The background resource may use jurisdiction-specific terms; it does not replace the assumptions of this calculator.
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