Calculate premium per unit of cover from your own figures.
Calculated in your browser. No account required. Illustrative estimate. Review the assumptions before using the result.View calculation table
How this calculation works
Cost per cover unit = Premium ÷ Coverage amount
Enter the labelled inputs. Percent fields use 5 for 5%. Compare similar coverage and terms.
A worked example
Premium for comparison period: 1000 USD; Coverage: 100000 USD. Premium per unit of cover: 0.01.
Assumptions and limitations
Compare similar coverage and terms. All monetary inputs must use one currency and time period unless conversion is explicit. Manual inputs only; no live prices or official rule tables.
Common questions
Why can my actual result differ?
Compare similar coverage and terms. All monetary inputs must use one currency and time period unless conversion is explicit. Manual inputs only; no live prices or official rule tables.
Are my inputs saved?
The calculator code processes inputs within your browser and does not send them to our server or save them in browser storage. Downloads and copied summaries remain under your control.