Calculate years until target without deposits from your own figures.
Calculated in your browser. No account required. Illustrative estimate. Review the assumptions before using the result.View calculation table
How this calculation works
n = ln(Target ÷ Current amount) ÷ ln(1+r)
Enter the labelled inputs. Percent fields use 5 for 5%. Positive values and a valid rate are required.
A worked example
Target amount: 20000 USD; Current amount: 10000 USD; Annual growth rate: 7 %. Years until target without deposits: 10.244768.
Assumptions and limitations
Positive values and a valid rate are required. All monetary inputs must use one currency and time period unless conversion is explicit. Manual inputs only; no live prices or official rule tables.
Common questions
Why can my actual result differ?
Positive values and a valid rate are required. All monetary inputs must use one currency and time period unless conversion is explicit. Manual inputs only; no live prices or official rule tables.
Are my inputs saved?
The calculator code processes inputs within your browser and does not send them to our server or save them in browser storage. Downloads and copied summaries remain under your control.