Calculate purchase affordability from your own figures.
Calculated in your browser. No account required. Illustrative estimate. Review the assumptions before using the result.View calculation table
How this calculation works
Available purchase cash = Available funds − Reserved obligations
Enter the labelled inputs. Percent fields use 5 for 5%. Simple cash estimate, not a lending decision.
A worked example
Available funds: 5000 USD; Reserved obligations: 3000 USD. Purchase affordability: 2,000 USD.
Assumptions and limitations
Simple cash estimate, not a lending decision. All monetary inputs must use one currency and time period unless conversion is explicit. Manual inputs only; no live prices or official rule tables.
Common questions
Why can my actual result differ?
Simple cash estimate, not a lending decision. All monetary inputs must use one currency and time period unless conversion is explicit. Manual inputs only; no live prices or official rule tables.
Are my inputs saved?
The calculator code processes inputs within your browser and does not send them to our server or save them in browser storage. Downloads and copied summaries remain under your control.