Calculate insurer payment after deductible from your own figures.
Calculated in your browser. No account required. Illustrative estimate. Review the assumptions before using the result.View calculation table
How this calculation works
Payment = min(max(0, Covered loss − Deductible), Policy limit)
Enter the labelled inputs. Percent fields use 5 for 5%. Exclusions and coinsurance can alter result.
A worked example
Covered loss: 20000 USD; Deductible: 1000 USD; Policy payout limit: 15000 USD. Insurer payment after deductible: 15,000 USD.
Assumptions and limitations
Exclusions and coinsurance can alter result. All monetary inputs must use one currency and time period unless conversion is explicit. Manual inputs only; no live prices or official rule tables.
Common questions
Why can my actual result differ?
Exclusions and coinsurance can alter result. All monetary inputs must use one currency and time period unless conversion is explicit. Manual inputs only; no live prices or official rule tables.
Are my inputs saved?
The calculator code processes inputs within your browser and does not send them to our server or save them in browser storage. Downloads and copied summaries remain under your control.