Project savings at retirement and compare them with your own target.
Calculated in your browser. No account required. Illustrative estimate. Review the assumptions before using the result.View calculation table
How this calculation works
Future balance = compounded starting savings + compounded monthly contributions.
The projected balance is divided by (1 + inflation)^years to express purchasing power in today’s dollars. The target comparison uses the same today-dollar basis.
A worked example
With $10,000 saved and $100 per month for 10 years at 0% return and 0% inflation, the projected balance is $22,000.
Assumptions and limitations
This is an accumulation projection, not a retirement income or withdrawal sustainability model. No taxes, fees, pensions, employer matching, or variable returns. Contributions stay fixed in nominal dollars.
Common questions
Why can my actual result differ?
This is an accumulation projection, not a retirement income or withdrawal sustainability model. No taxes, fees, pensions, employer matching, or variable returns. Contributions stay fixed in nominal dollars.
Are my inputs saved?
The calculator code processes inputs within your browser and does not send them to our server or save them in browser storage. Downloads and copied summaries remain under your control.